Deposit Insurance

In 2018, the Government of Ontario announced that regulation of provincial financial services to be performed by the Financial Services Regulatory Authority of Ontario (FSRA). This independent regulatory agency was established to improve consumer and pension plan beneficiary protections in Ontario while reducing regulatory burden and improving regulatory effectiveness.

On June 8, 2019 The Deposit Insurance Corporation of Ontario (DICO) merged into the Financial Services Regulatory Authority of Ontario (FSRA). All Credit Unions in Ontario are now regulated by FSRA. All eligible deposits held by Ontario Credit Union Members are protected up to $250,000 per Member. All deposits held in registered savings plans are separately insured providing for unlimited coverage.

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