Chequing Accounts

Our chequing bank accounts range from pay-as-you-go models to unlimited transaction accounts for as little as $9.95 per month. PCU chequing accounts include features such as:

  • Pay bills online or in-branch
  • Unlimited free deposits
  • Use your PCU debit card with Interac® to make payments through Interac Debit® in Canada
  • Transfer funds between PCU accounts and other financial institutions with Me to Me Money Transfers
  • Send and receive Interac e-Transfers®
  • Surcharge-free access to PCU ATMs and to The EXCHANGE® Network, one of the largest financial institution ATM networks in Canada
  • Deposit cheques on the go with Deposit AnywhereTM
  • View cheque images in online banking
  • Overdraft protection (optional)
  • Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA).
Learn more about PCU Banking Rates.


Essential Personal Chequing


With no monthly fees, this account lets you only pay for the services you use. The Essential Personal Chequing allows you to bank on your own terms.

View our Member Guide


Value Chequing

Value Chequing Icon

The best value for members who conduct a moderate number of transactions per month.  With no monthly fee when you maintain a balance of $2,500. The monthly fee of $9.95 includes 35 transactions per month.

View our Member Guide

Value Plus Chequing

Value Plus Chequing Icon

Rest assured,  this account has unlimited transactions per month for just $14.95/monthly. The Value Plus Chequing account is ideally suited for members who use their account frequently and don’t want to worry about accumulating service fees.

View our Member Guide


Virtual Chequing

Virtual Chequing Icon

Bank anywhere and anytime. The Virtual Chequing Account puts you in complete control with no monthly fee.

View our Member Guide


Premier Chequing

Premier Chequing Icon

Premier Chequing account is specifically designed to provide our members 60 and older with unlimited monthly transactions with no monthly fee.

View our Member Guide

Online BankingExpand/Collapse

Online Banking

Not signed up for online banking?

Our Contact Centre can help


Applying to become a member only takes a few minutes!


Book an appointment and talk to a specialist at a PACE location near you.

Security Guarantee

Our online banking system is safeguarded with the best security available in a commercial environment.