Pensions and Retirement

Retirement planning, public and registered pensions, RRSPs, RRIFs, retirement income calculator and more.

The Financial Consumer Agency of Canada (FCAC) ensures federally regulated financial entities comply with consumer protection measures, promotes financial education and raises consumers’ awareness of their rights and responsibilities.

Service and Information for you:

Retirement planning

Types of retirement income, saving for retirement, how much money you will need and managing your finances.

Public pensions

The Canada Pension Plan (CPP), Old Age Security (OAS) pension and other income allowances and benefits.

Savings and pension plans

Registered savings plans for individuals (contributors) and plan administrators.

Pooled Registered Pension Plan (PRPP)

Joining a PRPP or managing your PRPP savings and investment options.

Retirement Income Calculator

A step-by-step calculator to help you estimate your retirement income, employer pensions and other sources of income.

Social security agreements

Applying for old age, disability or survivor benefits covered under a social security agreement with another country.

Canadian government annuities

The administration of annuities (no longer available for purchase) currently under payment or payable at a later date.